Forward To 
An Associate

Life Beyond Business -
Have your business fund your retirement

Yes, you can easily get a financial evaluation of what your business is worth to the general public, to someone who, perhaps, might be interested in buying it. But that begs the real question - What is your business really worth to you?

[Full Article]

Managing Soaring Health Care Costs

In 1996, health care costs were the primary concern of small businesses. The same was true in 2000 and again in 2003. Clearly, the cost of employee healthcare is placing a burdensome tax on small business - especially those operating in a competitive environment.

[Full Article]

2004 Looks Rosy -
Time to go on the offense.

At the end of WWII, Europe and the U.S. diverged on economic directions. Europeans favored state ownership of key industries. The U.S. favored regulation and stimulus, leaving the entrepreneurial spirit to direct economic investments. This belief in the human spirit has helped the U.S. become the world's greatest economic power.

[Full Article]

Do 80% of Small Businesses Really Fail?

A New Look at Success Rates and 
Reasons for Success

We have all heard myths about small business failure rates - a popular one is that 80% of all new businesses fail within 4 year. It is also a false one. Ironically, according to the Small Business Administration and the Wall Street Journal, based upon data from the U.S. Census Bureau (excluding sole proprietorships) about 80% of all new businesses succeed after 4 years. Indeed, over 400,000 small businesses are successfully operating in the San Francisco Bay Area - even after the worst recession in memory.

[Full Article]